About Us

The SNS Group is a group of companies that focus on the Insurance Industry and the Automotive Industry, brining them together and provide expertise for Dealers to understand not only their own business insurance needs and requirements, but also how to put the “I” back in F&I. The SNS Group utilizes technology and over 25 years of Insurance industry experience to help dealers navigate, reduce costs, convert expenses into assets and create new revenue streams where no one knew they existed. 

The SNS Group can provide the Dealer with his own insurance to cover his business. In any given State, there 7 to 11 different policies that a dealer is required to have to operate his business. The SNS Group offers these programs. For qualified Dealers, The SNS Group can offer a Captive Insurance Platform, where dealers can participate in Risk, The Underwriting Profits, and Investment Income. This is Re-Insurance for a Dealer’s Commercial Insurance Coverage. This converts your annual Expense into a profit center. 

The SNS Group is owned and operated by G Scott Wafer, a licensed insurance Agent/ Broker for over 25 years. Mr. Wafer sat in Car Dealership showrooms, lead a team of licensed sales agents, and sold auto and home policies to customers buying new and used cars. Mr. Wafer developed and designed a process, created the structure for a multi-location Insurance Agency/ Brokerage that was housed inside the dealerships. For 3 years Mr. Wafer’s team and operation became Allstate’s largest producer of Auto and Home generating almost $25 million in premium. As Director of the Insurance Department, Mr. Wafer managed a team of 30 licensed sales and service staff where they interacted with over 2,500 customers a month. 

Mr. Wafer’s model helped reduce the Sales Process in the Dealership by up to an hour and provided the necessary documents needed to deliver a car on the spot. It also created another revenue stream for the dealer by having a licensed insurance agency on site, the “I” in F&I. 

It was through this experience that Mr. Wafer learned how to bring his capability, expertise a level of service to any Car Dealer Showroom. The SNS Group has launched the Virtual Insurance Agency where dealers can provide a portal for customers to receive quotes on vehicles, they are thinking of buying and bind coverage on policies so they can leave the dealership the same day. The SNS Group Virtual Insurance Agency is available through our partner Connected Dealer Services’ Inventory Management Portal (ELO) and on their customer app (CarRX). It can also be accessed directly at www.thesnsagency.com. This enables us to be available to dealers the hours they are open without having to be in the showroom. Customers fill out a quick quote form, receive multiple quotes within minutes and can bind coverage on their new car and/ or add other vehicles in the household. Homeowners is also available, and Life Insurance is coming soon. 

Buying a car can be a long grueling process, but The SNS Virtual insurance Agency can make it a little easier, save some time and help to make the Dealership experience better and more efficient.